Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content U.S. Personal Savings Rate What can be learned from the savings rate? How Compound Interest Works Use this calculator to better see the potential impact of compound interest on an asset. Buying Auto Insurance For Teen Drivers Tips on insuring your teen driver.